Our story
About Silverline
Who we are
London mortgage advisers since 2015.
Silverline Financial Services was established to provide straightforward, independent mortgage advice to people across London. From first-time buyers in Zone 2 flats to seasoned landlords managing portfolios across the capital, we've helped thousands secure the right lending.
We're directly authorised by the Financial Conduct Authority — not an appointed representative of a network. That means genuine independence: we search the whole market, not a restricted panel.
Based in Rayners Lane, our team combines decades of London property knowledge with access to over 90 lenders, from high-street banks to specialist building societies.
Our principles
What drives us.
Integrity
FCA-regulated and transparent. We never recommend a product that isn't in your best interest.
Expertise
10+ years of London market knowledge. We understand postcodes, leaseholds, and lender criteria intimately.
Efficiency
Streamlined applications that keep chains moving. Most cases complete within 4-6 weeks.
Milestones
Our journey.
Founded in Rayners Lane, Harrow, with a mission to bring clear, independent mortgage advice to London homeowners.
Expanded lender panel to over 50 banks and building societies, offering genuine whole-of-market comparisons.
Launched specialist buy-to-let division to serve London's growing landlord community.
Surpassed 3,000 clients helped — became one of North West London's most trusted advisory firms.
Continued growth with expanded team, now serving clients across Greater London and the Home Counties.
Our approach
Arranging the right mortgage, your way.
Looking for a mortgage that fits your situation? We offer a flexible, friendly service shaped around you — whether you prefer to chat on the phone, visit our Rayners Lane office, or handle things via email and video call.
Initial consultation
Tell us about your situation, goals and timeline. We explain your options in plain English — no jargon, no pressure. This takes around 30 minutes and the initial consultation is free.
Market search & recommendation
We search over 90 lenders to find deals that match your circumstances. You'll receive a clear recommendation with rates, fees, and monthly costs explained side by side.
Application to completion
Once you're happy, we handle the paperwork, liaise with the lender, estate agent and solicitor, and keep you updated until the keys are in your hand.
FCA Authorised & Regulated
Silverline Financial Services Ltd is entered on the Financial Services Register under reference 705144. You can verify our status at register.fca.org.uk.