London Mortgage Advisory
Silverline Financial Services
Expert mortgage guidance for London homeowners, first-time buyers, and landlords — with access to over 90 lenders and independent, whole-of-market advice.
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clients helped
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years in London
What we do
London mortgage expertise, tailored for you.
First-Time Buyers
Step onto the London property ladder with clear, jargon-free guidance through every stage.
Learn moreRemortgaging
Secure better rates and terms across the whole of market with our lender network.
Learn moreBuy-to-Let
Build your London rental portfolio with lending strategies tailored to landlord needs.
Learn moreFCA Regulated
Authorised and regulated by the Financial Conduct Authority. FRN: 705144.
Whole of Market
Access to over 90 lenders — not tied to any single bank or building society.
Independent Advice
Directly authorised, not tied to any lender. Recommendations based solely on what's best for you.
Our process
How we find your mortgage
A straightforward three-step process — whether you prefer phone, in-branch, or email. No jargon, no pressure, no obligation.
Tell us your situation
We learn about your goals, budget, and timeline. A relaxed 30-minute chat — by phone, at our Rayners Lane office, or via video call.
We search the market
Over 90 lenders compared. You get a clear recommendation with rates, fees, and monthly costs laid out side by side.
We handle everything
From application to completion, we manage the lender, estate agent, and solicitor — keeping you informed at every step.
Latest deals
Current mortgage rates by client type
Representative deals based on a £300,000 property with 75% LTV (£225,000 loan over 25 years). Rates sourced from the whole of market — actual offers depend on your personal circumstances.
First Time Buyer
Nationwide Building Society
5-Year Fixed
then 6.49% variable · 6.1% APRC
Suits first-time buyers looking for payment certainty over a medium-to-long term with competitive high-street pricing.
Buy to Let
The Mortgage Works
2-Year Fixed
then 7.49% variable · 6.8% APRC
Suits landlords seeking lower initial fixed monthly payments to maximise immediate rental yield.
Remortgaging
Barclays
2-Year Tracker
then 5.74% variable · 5.7% APRC
Suits homeowners remortgaging who want to benefit quickly if the Bank of England base rate continues to drop.
Moving Home
Halifax
5-Year Fixed
then 7.34% variable · 6.3% APRC
Suits existing homeowners trading up who require stable, predictable budgeting for the next five years.
Important — indicative only
These deals are sourced from publicly available market data and updated weekly. They are representative examples, not offers or formal quotations. Your actual rate will depend on your financial circumstances, credit history, and the lender's criteria.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Rates last updated: 14 September 2026
Client stories
Trusted across London.
“Silverline made buying our first flat in London surprisingly straightforward. No jargon, just clear advice.”
“Switched three BTL properties onto better rates. Saved thousands. Professional from start to finish.”
“As a single buyer I was nervous. They walked me through every document and got me an excellent deal.”
Explore more
Everything you need, all in one place
Ready to move forward?
Book a no-obligation consultation with a London mortgage adviser. Clear answers, no pressure. Prefer to browse first? Explore our detailed services guide or learn more about our team and approach.